How People Are Making Money in 2026 Using AI Influencers

You must have seen videos where whatever a character does, the reference model also makes the same movements. For example, here’s an image and here’s a viral Instagram video that I replaced with this image. Similarly, you can replace your photo with a main character from a movie, and their dialogue and lip-syncing will be a perfect match.

When I saw all this, a crazy idea came to my mind to make money in 2026. And to be honest, people are actually making money with this.

The Core Idea: Creating an AI Influencer

Basically, I’ll create an AI influencer. Then, I’ll replace any character in a viral video with my AI influencer. After that, I’ll promote that AI influencer on Instagram.

By uploading daily posts, we’ll build a good following. Once our audience connects with them, we’ll earn money by selling our exclusive subscriptions.

Monetization Question: Isn’t OnlyFans for Girls?

Now, you might be thinking, “OnlyFans is for girls. There’s face verification.”
Yes, don’t worry. There is a platform specifically for Instagram influencers.

On this platform, you can share your exclusive photos and videos, set your own plans, and earn monthly revenue.

Proof That This Model Works

Now the second question is who would pay so much to see photos or videos?

Just look at this example.
This is Muskan Kriya, an Instagram influencer. Her monthly subscription is ₹390, and over 12,000 people have already purchased subscriptions to view her photos and videos.

Now calculate it.
12,000 × 390.

Yes — lakhs of rupees every month.

Even an MBBS doctor doesn’t earn that much.

Digital Content vs Traditional Income

You understand what I mean, right?
This girl is earning every month from her digital content what many people earn in a full year.

This is the roadmap of today’s Blog.

And let me make one thing clear in advance — thousands of videos have already been made on how to make money as an AI influencer. But this one is going to be the best among those millions.

If you spend just one hour a day working consistently on this method, then no one can stop you from earning money.

Step 1: Create Your Own AI Influencer

First, you have to create your own AI influencer using Nano Banana.

Once your AI influencer is ready, use that same face in every video. Do not use anyone else’s face.

Just like you see me now — I am also an AI influencer. I’ve been using the same face for the past two years, and this avatar has become my channel’s identity.

Step 2: Find Viral Instagram Videos

After creating your AI influencer, the next step is to find trending videos on Instagram.

Download any viral or trending video.

Then go to Google Gemini. Add both your AI influencer’s photo and the photo from the trending video.

Inside the app, write:
“Swap the person in Scene B with Character A. Keep the background straight. Make Character A look straight.”

Gemini will then generate an image where your AI influencer appears inside that viral scene.

Step 3: Convert the Image Into a Video Using AI

Now, using that image, we’ll create a video using AI. Click this link

create.wan.video Initially, you’ll see zero credits, but in reality, you can create unlimited videos.

Select your avatar and choose the Character Swap option.
Then click Target Video and upload the viral Instagram video. You can also use a video recorded by yourself.

In the Character Swap section, upload your AI influencer’s image and click Generate.

The video creation process will take around 10 minutes. After that, your video will be ready to download.

Using this method, you can create unlimited videos and upload them to Instagram to gain views and followers.

How to Monetize an AI Influencer

There are two main ways to monetize an AI influencer.

Method 1: Instagram Subscriptions

You can use Instagram’s subscription feature to show exclusive AI photos and videos only to subscribers and set your own pricing plans.

Method 2: Deep Fans Platform

The second method is through the Deep Fans platform. https://dfans.co/

This platform is not very popular in India yet, but AI influencers in other countries are earning dollars from it. It is specifically designed for AI content.

How to Set Up Deep Fans

To create an account on Deep Fans, click the link https://dfans.co/

Enter your username, select your country, and choose your category such as fitness, music, or dance. You can also add your social media links if you want — this is optional.

After filling everything, click Submit.
Your account will be approved and you’ll receive a link.

Add this link to your Instagram bio and then click Create Subscription Tiers.

✨ Tools Used: 🔹 Nano Banana – AI Influencer Creator Nano Banana 🔹 Gemini AI – Scene Swap Tool Gemini Ai 🔹 Wan 2.2 AI – Character Swap Video Generator wan.video

🔹 Dfans - Influnecer https://dfans.co/

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How to Create an AI Influencer and Monetize It Step by Step